Payday Loans: Credit Score Keeping Tool Concert

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Federal HIPAA Audits - Results

As you may or may not know, as part of the 2009 HITECH act, the Health and Human Services (HHS) was mandated (and Federally funded) to conduct spot audits of covered entities to ensure HIPAA compliance. The HHS empowers the Office of Civil Rights (OCR) which are the ones actually doing the auditing. Well, they have begun and the initial results are in.

Sadly, as expected the results showed smaller covered entities (defined as less than $50 million in revenue) had a much worse time with compliance. This seems to be directly related to the budget size of smaller practices. Healthcare providers in general fared worse than plans or clearinghouses. According to OCR, 81% of the problems were related to Healthcare providers.

These initial audits were covering both the HIPAA Security Rule and the older HIPAA Privacy Rule, but the HIPAA Security Rule was by far the largest area of need making up 65% of the findings. The Privacy rule was second with 26% and the Breach Notification Rule with 9%.

Just for reference, the HIPAA Security Rule deals primarily with electronic protected health information whereas the HIPAA Privacy Rule deals with protected health information in all forms.

In this author's opinion, the primary problem with the HIPAA Security Rule is it tells a covered entity "what to do" but doesn't tell the covered entity "how to do it". This is due to the fact that so much of the Security Rule requires a strong understanding of technical knowledge AND how to apply that technical knowledge to the specific legislation.

For reference here are the areas that the OCR found the most security issues, and perhaps levied the most fines for:

    Lack of Contingency Planning (Disaster Recovery)
    No user activity monitoring in place
    Authentication/Data Integrity policies
    Media Reuse and Destruction policies
    Lack of Risk Assessments
    No policies for granting and modifying user access
    No written policies in place at all

So what can you do to protect your practice?

First, you need to educate yourself on what the HIPAA Security Rule entails via training or self help. Second, you need to identify areas for improvement by conducting a thorough Risk Assessment of your practices compliance levels. A properly done Risk Assessment will (or should) uncover many of the warts and blemishes your practice may have concerning HIPAA Security. Third, you need to be sure to have appropriate written policies and procedures in place, which is also a requirement of the HIPAA Security Rule.

In conclusion, the days of HIPAA being just an annoying word with no teeth to back it up are over, the government is acting on this now and have the funding to do so. None of this is rocket science and it all makes perfect sense once you take the initiative to get it done. Make no mistake you will at some point have to deal with these issues one way or another, do it on your terms before being fined.

Adapt or Die - Why Your Business Won't Survive

"It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is the most adaptable to change." - Charles Darwin

I remember a certain case study from back in business school. The narrative revolved around one of the most successful slide rule companies Pickett & Eckel, Inc and how they were blindsided by a technological change. At their peak, they were one of the best producers of slide rules, an ancient technology for making calculation that you may have heard of. Anyone who job involved mathematics or engineering used a slide rule to improve accuracy and to increase the speed of calculations. In the 1960's, slide rules were the gold standard in computing and they were even used in the Apollo missions to the moon alongside computers with less power than yesterday's cell phones. At that time, companies in the slide rule industry had already perfected the manufacturing and technology, and they were merely fighting it out for brand preference and market share.

Perhaps they were too comfortable or naive, but it appears that they failed to realize what they offered was not the best slide rules- they offered the best calculators. Though it is extremely complicated to change direction with so much time investment in one direction, it's necessary for survival. You see customers have always wanted the best and most affordable technology to aid in their everyday lives. For computing into the early 1970's, slide rules were the go-to. Had Pickett & Eckel taken the time to do a regular inventory of their competitive advantage and threats, they would have smelled electronic calculators from a mile away...

"In the July 1968 The Electronic Engineer, authors Hermann Schmid and David Busch wrote about: 'An Electronic Digital Slide Rule - If This Hand-Sized Calculator Ever Becomes Commercial, the Conventional Slide Rule Will Become Another Museum Piece.' The article goes on to say: 'The Electronic Digital Slide Rule (EDSR) of the future not only will be smaller and easier to operate than the conventional slide rule, but it will also be more accurate.'" Source

They knew everything about their technology and nothing about calculators, which would be their undoing. By the time they were listening, it was too late and their technology was relegated to museums.

Whether you're a small fish in a big pond, or the top dog in your industry, this sad story doesn't have to become your story. Through the internet, you now have access to the advent of technology. Any blindsiding technology in your industry can be anticipated with a keen eye for change and the willingness to do what it takes to roll with it. There's are reason why Microsoft is focusing on mobile with Windows 8 after decades on top of the desktop marketing, or why Facebook is scrambling to monetize their mobile apps. They see the mobile threats coming and aren't sitting idly by.

Spend the time to leverage the information superhighway and read from the millions of sources around the globe about what is coming. The collective mind shapes the world of the future and it is smarter than you are- trust that being a "know it all" will be your undoing. In the words of Socrates, "The only true wisdom is in knowing you know nothing." Start from there, see the calculator coming, and adapt to the world before your smaller and more agile competitor knocks you off the pedestal.

Know Your Self Worth in the Business Marketplace

Far too many times in the last few years because of the crummy economy, professionals are devaluing their self-worth in the job marketplace. We as a society need to put a value on our own lives in the business world and start driving the price of employees up instead of down.

This theory is not only goes for solo-entrepreneur's on the internet and off, but the common job seeker who has just found themselves laid off from a job, re-entering the job marketplace, or trying desperately to move on from their current position. I worked for a company once that lost their contract. It was awarded to another vendor and the employees in my office scrambled to move on before being laid off.

The one thing that distressed me was the inability to determine one's self-worth in the business marketplace. What irks me the most in corporate America is when people take a pay cut when they really deserve a raise. Why on earth would you work at a position for 3-10 years, gain all that experience and then let someone tell you that your worth is less than what you are currently making or valued at the same amount?

It's inexcusable to let someone dictate your value in our society regardless of what the economy is doing, what your friends tell you should be making, or what an HR person says your job title is worth! Do you want to know why? Every time you take a pay cut you are not only undermining your ability to survive and your family's ability, but you are telling the HR person and the economy they are right. Do you have any clue what that does to the job market? That not only makes the rich richer (the big bad business owner), but it also now tells the rest of the job pushers that your job is now only worth this much money. That means everyone else who is qualified for that position in a different state and a different city has now been told their job is only worth this much.

So for example, Project Coordinator Jane in ABC city USA has made 60K a year as a high level project coordinator on at IT project for the last 3 years. She has gained invaluable skills and could probably do the job of a project manager now and run circles around them. Unfortunately she has also gotten burned out on her job and she has heard rumors that they are eliminating her department.

She has now applied for a better coordinator position at company Awesome. They have everything she wants in a position and are even going to give her more duties such as managing a small staff. Guess what? They know she needs a job so they offer her 55K a year to this awesome new job and explain that's what everyone else in the industry is now offering. Jane takes it without even negotiating and she is happy to have a job. But she has a twinge of depression creep in because she feels that she should have and could have been making more but tries to rationalize her thoughts stating she was going to be out of a job soon so she should be grateful for anything at this point.

This is where the downward spiral starts. Jane in turn has started a ripple effect by not even negotiating herself worth even though she deserves more. But now she feels a bit of anxiety every time she goes to work at her new awesome job because she knows she should have asked for more money. This is a common problem not only in the corporate world but online as well. Because Joe Shmoe in India can live on and will take 4 dollars an hour, Joe Brilliant in the good ole USA feels he needs to lower his prices as well.

If the entire workforce would stand up for themselves and tell corporate America they are worth more, and that they will not being doing the job of 3 people instead of just 1, I believe our job force would be much happier and work more productively. You have to value yourself everyday in life and business much higher than what you would expect. In turn others will value you as well in turn affording you better opportunities, more money, and a better lifestyle. The moral of the story is, if you have to fake it do, ask for what you are worth, know where you are going in life whether it be in corporate America or as a solo-entrepreneur. Never settle for less than you are worth!

Impress Your Clients With Cool Reception Chairs

The reception in the office is a place where people arrive to visit you for different reasons. This is why you need to design the space appropriately with attractive reception chairs that create an impression on the visitor. There may be different kinds of people wanting to visit you, such as clients, vendors, suppliers or customers. If you want to court new clients to the business when they arrive at your office, you need to make them comfortable at the place with nice seating arrangements. Hence it is important to take the aspect of reception seating into account.

The primary purpose of an office space is to make the employees and clients comfortable and at ease, while they are eagerly waiting for an appointment. This is why you need the appropriate reception chairs which are fast becoming popular, not only in the offices, but also in schools, educational institutions and other establishments. The chairs at the reception are great as an asset and this is why you can always own them. They help in creating a friendly ambience around the home which such furniture can provide. They will leave a lasting impression on your guests and clients.

Once you have the chairs for the reception, you can rest assured that your employees and visitors will feel cozy and comfortable. You can place the chairs beside a desk or near the coffee table at the cafeteria to create a warm and friendly ambience. Placing these chairs at the lounge with magazines, brochures and coffee table books for the clients to enjoy will make them feel warm and friendly. While buying the reception chairs, you need to make an important move: make sure about doing thorough research for the furniture. It should provide as much as cost effectiveness and user friendliness as comfort.

Make sure that people of all sizes, heights, shapes and statures feel at ease when they use your reception chairs. You can purchase the chairs which have certain adjustment features for height, armrest adjustments and depth for the backrest. The average reception chair is extremely durable and can be expected to last for a long time, if you use them well. With the guests using these chairs, they are sure to come back with positive feedbacks and visit you more often (who knows?).

Most of the models in which the reception chairs are available are equipped with sturdy frames and stable positions. This will provide the back ergonomic benefits and correct your posture. Other than the diverse health benefits, the chairs can be available in innovative styles and designs. The chairs are available in diverse materials like wood, vinyl, leather and fabric. Padding and colors can be selected according to taste.

Learn These Video Ranking Tips For Your Business Today

Creating promotional clips for your products or services is not enough as far as marketing your brand is concerned. Competitive video ranking is what you need to work on to ensure that your efforts are reaching your target market and bringing in the profits you need. In connection to this, you must be geared towards topping the search engine results pages. Here are some ideas that can help you with that undertaking.

Produce Valuable Content For Your Clips - When we hear of creating clips for business, we often think that all about creating an attractive commercial about your product or service. Think out of the box and strive at creating a video that is informative. Try this angle - present your brand as the solution to the long-time problems of your audience. Highlight the benefits people can get from it. An example of clips that get excellent video ranking is in the form of testimonial or case study. There are other styles you can try, just be open for them.

Provide Useful Product Demonstrations - Video demonstration is a great way to show off what your product can do in a subtle way. Perhaps, your product promises to remove stain in a matter of few seconds. Create a clip showing how it is done. This will make viewers understand how their unique needs can be answered by your product. More so, people can get enticed by the magic of your product and become avid followers to your brand later on.

Consider Excellent Recording Process - This is one of the video ranking tips which happen to be neglected most of the time. Such neglect could have resulted from the rise of half-baked clips that go viral online. Despite the fact that poorly recorded clips can get famous, you must understand that presentation is everything when it comes to brand recognition. How do you expect people to trust your company when it seems that your videos lack budget? Use a good camcorder for this task. Before you go on with the recording, practice the scenes that you will be shooting. Be sure to edit the clip once it gets completed. The ideal air time for a promo clip is two to three minutes.

Take Note Of All Optimization Techniques - Video ranking also depends on the application of search optimization methods. You can start with these as soon as you upload your promotional clip, say, in YouTube. There are other platforms available though. Search engines, in general, go through the text that comes with the videos to verify the content of each. It is then wise to optimize the title, description and tags of your clips all the time. Insert your primary keyword in these parts for the easy tracking of your videos. In the description area, you can choose to upload a transcription of your clip. Again, be sure that your transcription and your whole script for that matter include primary and secondary keywords related to the topic it holds. As for the tags, include one related to your business location.

Top Insights On How To Sell Digital Products

In this age where technology reigns supreme, people have turned into internet users who consume all kinds of information daily. With such demand for information, many were able to make it big online by perfecting the skills of packaging such information into digital form. However, learning how to sell digital products was additional ability they had to master to keep their online sales on the top.

If you are keen to observe, these merchandise are created in presented in their websites in similar methods. Firstly, they all come with a great offer. Secondly, they have explicit sales processes that convert. Thirdly, they welcome lots of affiliates to their rescue. That is right. Creators of these products contact a lot of people to help them. This is key in reaching as many potential buyers as possible. But of course, any percentage of the profit your product earns will be shared to your affiliates. Are you now thinking of what to in order to sell digital products of your own? Here are some ideas which can get you started.

Think of your niche. Think of the major problem that the people in your niche face day in and day out. Aim at solving that problem with the information you will be marketing to them. Let us say you want to help your target market manage their employees better. You can put your ideas all together and compose them into an electronic book or a membership site. Electronic books are usually in the form of word documents that are converted into PDF documents for improved presentation so that owners can read them with ease. Membership sites, on the other hand, are not exclusive to texts, they are actually a combination of texts and videos. The exclusivity of these sites allows you to protect your web video production rights from anyone who wish to steal your clips.

After your product has been finalized, prepare to build a membership area in your site. This would include shopping carts and affiliate programs. There would never be enough number of affiliates as far as digital products are concerned. The more affiliates you have, the more sociable your brand would get and that is positive promotion for you. Additionally, this gives you better chance to earn more online. To ensure that your product files - text document or video - are safe and easily available for customers, get in touch with a reliable hosting server. With that in mind, never sacrifice quality service for cheaper price.

To sell digital products efficiently needs more people promoting your merchandise. You can do that by contacting bloggers who might want to review your product and market it on your behalf in exchange for a percentage of your earnings. Do you know the big names in your niche? Have the guts to ask them if they could promote your merchandise as you promote their brand. Letting their names on your website through an interview with them can boost the popularity ratings of your domain and your product as well.